Read spending from zenmoney in the poller, answer it from facts (#125)

The trust boundary is zenmoney, not maven — they already hold his bank
sessions. So the poller reads /v8/diff/ and writes totals as
facts(kind=env, source=poll:zenmoney); core reads those back when he asks
and never sees the token.

internal/zenmoney sums transactions per currency over a window, skipping
tombstoned rows and transfers between his own accounts, and refuses to
encode a summary built from zero transactions. That refusal is the whole
design: a failed or empty read writes nothing and leaves the last good
total alone, because a zero recited as fact is worse than silence. No
currency conversion either — a figure he can check against his bank beats
one he cannot.

Off unless configured, and the token is read from a FILE rather than a
flag so it never lands in `ps`, in docker-compose.yml, or in shell
history. Nothing about the money is search input, no tick rule reads the
keys, and the log lines name keys, never figures.

The live-credential half is BLOCKED: there is no zenmoney account or token
here, so everything is verified against a recorded diff fixture.
This commit is contained in:
kami
2026-08-01 02:50:27 +04:00
parent bf6ccf9aea
commit da647e87d0
13 changed files with 1163 additions and 3 deletions
+71
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package router
import "strings"
// Money questions, matched deterministically (Vikunja #125).
//
// No new intent, for the same reason as tasks: the intent enum is a contract
// with the relabelling prompt. "сколько я потратил?" is a query; which figure
// it asks for is a lookup, not something to ask a 1.7B — and a model asked to
// invent a spending total will happily do it.
// MoneyWindow — which period a money question asks about.
type MoneyWindow int
const (
MoneyNone MoneyWindow = iota
MoneyToday
MoneyMonth
)
// moneyNouns — the words that make a question be about his money.
var moneyNouns = []string{
"потратил", "потратила", "тратил", "траты", "трат", "расходы", "расходов",
"заработал", "потрачено", "денег", "spend", "spent", "expenses",
}
// ParseMoneyQuery reports whether an utterance asks about spending or income,
// and over which window. Defaults to the month: "сколько я потратил?" without a
// period is the month-to-date question, which is the one worth answering.
//
// Narrow on purpose. A money noun alone is not enough — "я потратил весь день
// на это" is him talking about his day, so an amount word or an explicit
// question word has to be there too.
func ParseMoneyQuery(text string) (MoneyWindow, bool) {
toks := planTokens(text)
if len(toks) == 0 {
return MoneyNone, false
}
hasNoun := false
for _, t := range toks {
for _, n := range moneyNouns {
if t == n {
hasNoun = true
}
}
}
if !hasNoun {
return MoneyNone, false
}
// "весь день", "время", "силы" — spending that is not money.
for _, t := range toks {
switch t {
case "день", "дня", "время", "времени", "силы", "сил", "нервы":
return MoneyNone, false
}
}
asking := hasTok(toks, "сколько") || hasTok(toks, "какие") || hasTok(toks, "покажи") ||
hasTok(toks, "how") || hasTok(toks, "much") || hasTok(toks, "my") ||
hasTok(toks, "мои") || hasTok(toks, "траты") || hasTok(toks, "расходы")
if !asking {
return MoneyNone, false
}
lower := strings.ToLower(text)
switch {
case hasTok(toks, "сегодня") || strings.Contains(lower, "today"):
return MoneyToday, true
case hasTok(toks, "месяц") || hasTok(toks, "месяце") || strings.Contains(lower, "month"):
return MoneyMonth, true
}
return MoneyMonth, true
}
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package router
import "testing"
func TestParseMoneyQuery(t *testing.T) {
cases := []struct {
in string
window MoneyWindow
ok bool
}{
{"сколько я потратил сегодня?", MoneyToday, true},
{"сколько я потратил в этом месяце?", MoneyMonth, true},
{"сколько я потратил?", MoneyMonth, true}, // month-to-date by default
{"покажи мои траты", MoneyMonth, true},
{"какие у меня расходы за месяц", MoneyMonth, true},
{"how much did I spend today", MoneyToday, true},
{"сколько я заработал в этом месяце", MoneyMonth, true},
// Not about money.
{"я потратил весь день на это", MoneyNone, false},
{"потратил много сил", MoneyNone, false},
{"какая погода?", MoneyNone, false},
{"я купил молоко", MoneyNone, false},
{"", MoneyNone, false},
}
for _, c := range cases {
w, ok := ParseMoneyQuery(c.in)
if ok != c.ok || w != c.window {
t.Errorf("ParseMoneyQuery(%q) = (%v, %v), want (%v, %v)", c.in, w, ok, c.window, c.ok)
}
}
}
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// Package zenmoney reads spending and income from ZenMoney's /v8/diff/ API
// (Vikunja #125).
//
// Trust boundary: ZenMoney, not Maven. They already hold his bank sessions —
// this package only reads back what they have, over a token that lives in the
// poller module and is never handed to core. Nothing here writes to ZenMoney;
// diff is called read-only (an empty change set in, a change set out).
//
// Two rules the code exists to enforce:
//
// - NEVER invent a number. Every figure in a Summary is a sum of amounts the
// API returned. A request that fails, or returns nothing, produces no
// summary and therefore no fact — silence, not a zero. A confidently wrong
// "ты потратил 0" is worse than no answer.
// - His money is never search input. This package holds no notes, no
// utterances and no persona text, and it has no path to the external search
// capability. The only thing that leaves the box here is the diff request
// itself, to the service that already has the data.
package zenmoney
import (
"bytes"
"context"
"encoding/json"
"fmt"
"io"
"net/http"
"sort"
"strings"
"time"
)
// DefaultBaseURL — ZenMoney's API root. Overridable so the tests can point at
// an httptest server replaying a recorded response.
const DefaultBaseURL = "https://api.zenmoney.ru"
// Client is a ZenMoney diff reader. The token is held here, in the poller's
// address space; core never receives it and never learns it exists.
type Client struct {
BaseURL string
Token string
HTTP *http.Client
}
// New returns a client with a bounded HTTP timeout. An empty token is a
// programming error the caller must catch — the capability is off unless
// configured, so a client is only ever built when a token was supplied.
func New(token, baseURL string, timeout time.Duration) (*Client, error) {
if strings.TrimSpace(token) == "" {
return nil, fmt.Errorf("zenmoney: empty token")
}
if baseURL == "" {
baseURL = DefaultBaseURL
}
if timeout <= 0 {
timeout = 20 * time.Second
}
return &Client{
BaseURL: strings.TrimRight(baseURL, "/"),
Token: token,
HTTP: &http.Client{Timeout: timeout},
}, nil
}
// diffRequest — the smallest body /v8/diff/ accepts. serverTimestamp is the
// incremental cursor: the server returns objects changed at or after it.
type diffRequest struct {
CurrentClientTimestamp int64 `json:"currentClientTimestamp"`
ServerTimestamp int64 `json:"serverTimestamp"`
}
// diffResponse — only the fields spending needs. ZenMoney returns a dozen more
// object types (tags, merchants, budgets, reminders); decoding them would mean
// holding more of his financial life in memory than the question needs.
type diffResponse struct {
ServerTimestamp int64 `json:"serverTimestamp"`
Instrument []instrument `json:"instrument"`
Transaction []transaction `json:"transaction"`
}
type instrument struct {
ID int64 `json:"id"`
ShortTitle string `json:"shortTitle"`
}
type transaction struct {
ID string `json:"id"`
Date string `json:"date"` // "2026-07-15"
Deleted bool `json:"deleted"`
Income float64 `json:"income"`
Outcome float64 `json:"outcome"`
IncomeInstrument int64 `json:"incomeInstrument"`
OutcomeInstrmnt int64 `json:"outcomeInstrument"`
IncomeAccount string `json:"incomeAccount"`
OutcomeAccount string `json:"outcomeAccount"`
}
// Money — an amount in one currency. Kept as the currency's own short title
// ("RUB", "EUR") rather than converted: ZenMoney's rates are a snapshot, and
// converting would turn a figure he can check against his bank into one he
// cannot.
type Money struct {
Currency string `json:"currency"`
Amount float64 `json:"amount"`
}
// Summary — what was spent and earned over a window, per currency, plus how
// many transactions it was computed from. Count is the honesty check: a
// summary built from zero transactions is not "you spent nothing", it is "there
// was nothing to read", and callers treat it as no answer.
type Summary struct {
From, To time.Time
Spent []Money `json:"spent"`
Earned []Money `json:"earned"`
Count int `json:"count"`
// ServerTimestamp — the cursor the API returned, for the caller to log or
// carry. Not used as an incremental cursor for summaries; see Since.
ServerTimestamp int64 `json:"-"`
}
// Since returns the summary of transactions dated in [from, to).
//
// The diff cursor is set to `from` so the server only sends objects changed
// since then, which for a "this month" window is everything filed this month.
// The caveat, deliberately accepted: a transaction he EDITED this month but
// dated last month arrives too, and is then excluded by date — so editing old
// records cannot inflate this month's total. The reverse case (a transaction
// dated this month, filed and last changed before `from`) cannot exist.
func (c *Client) Since(ctx context.Context, from, to time.Time) (Summary, error) {
resp, err := c.diff(ctx, from.Unix())
if err != nil {
return Summary{}, err
}
return summarize(resp, from, to), nil
}
func (c *Client) diff(ctx context.Context, serverTimestamp int64) (diffResponse, error) {
body, err := json.Marshal(diffRequest{
CurrentClientTimestamp: time.Now().Unix(),
ServerTimestamp: serverTimestamp,
})
if err != nil {
return diffResponse{}, err
}
req, err := http.NewRequestWithContext(ctx, http.MethodPost, c.BaseURL+"/v8/diff/", bytes.NewReader(body))
if err != nil {
return diffResponse{}, err
}
req.Header.Set("Content-Type", "application/json")
req.Header.Set("Authorization", "Bearer "+c.Token)
hc := c.HTTP
if hc == nil {
hc = &http.Client{Timeout: 20 * time.Second}
}
res, err := hc.Do(req)
if err != nil {
return diffResponse{}, err
}
defer res.Body.Close()
raw, err := io.ReadAll(io.LimitReader(res.Body, 32<<20))
if err != nil {
return diffResponse{}, err
}
if res.StatusCode != http.StatusOK {
// The status only. The body of a failed diff can echo account data, and
// this string reaches the log.
return diffResponse{}, fmt.Errorf("zenmoney diff: %s", res.Status)
}
var out diffResponse
if err := json.Unmarshal(raw, &out); err != nil {
return diffResponse{}, fmt.Errorf("zenmoney diff: decode: %w", err)
}
return out, nil
}
// summarize sums the transactions dated inside the window.
//
// Excluded, in order: deleted rows (ZenMoney tombstones rather than removes),
// transfers and currency exchanges (income and outcome both non-zero — moving
// his own money between his own accounts is not spending), and anything dated
// outside the window.
func summarize(resp diffResponse, from, to time.Time) Summary {
cur := map[int64]string{}
for _, in := range resp.Instrument {
cur[in.ID] = in.ShortTitle
}
spent := map[string]float64{}
earned := map[string]float64{}
count := 0
for _, t := range resp.Transaction {
if t.Deleted {
continue
}
d, err := time.ParseInLocation("2006-01-02", t.Date, from.Location())
if err != nil {
continue // an undated row is not a number we can place
}
if d.Before(from) || !d.Before(to) {
continue
}
if t.Income > 0 && t.Outcome > 0 {
continue // transfer / exchange
}
switch {
case t.Outcome > 0:
spent[currency(cur, t.OutcomeInstrmnt)] += t.Outcome
count++
case t.Income > 0:
earned[currency(cur, t.IncomeInstrument)] += t.Income
count++
}
}
return Summary{
From: from, To: to,
Spent: sortMoney(spent), Earned: sortMoney(earned),
Count: count, ServerTimestamp: resp.ServerTimestamp,
}
}
// currency names the instrument, or says it does not know. An unknown id keeps
// the amount rather than dropping it: a sum without a currency label is still
// his money, and silently discarding it would understate the total.
func currency(names map[int64]string, id int64) string {
if s := names[id]; s != "" {
return s
}
return "?"
}
// sortMoney gives the amounts a stable order (largest first) so the rendered
// string and the written fact do not churn between polls.
func sortMoney(m map[string]float64) []Money {
out := make([]Money, 0, len(m))
for c, a := range m {
out = append(out, Money{Currency: c, Amount: a})
}
sort.Slice(out, func(i, j int) bool {
if out[i].Amount != out[j].Amount {
return out[i].Amount > out[j].Amount
}
return out[i].Currency < out[j].Currency
})
return out
}
// Empty reports whether the summary rests on no transactions at all. Callers
// must treat an empty summary as "nothing to say", never as a zero: the
// difference between "he spent nothing" and "the read returned nothing" is the
// difference between an answer and an invented one.
func (s Summary) Empty() bool { return s.Count == 0 }
// MonthWindow — the first instant of now's month, and now's own day-end
// exclusive bound, in now's location. The window a "сколько я потратил в этом
// месяце?" question means.
func MonthWindow(now time.Time) (from, to time.Time) {
loc := now.Location()
from = time.Date(now.Year(), now.Month(), 1, 0, 0, 0, 0, loc)
to = time.Date(now.Year(), now.Month(), now.Day(), 0, 0, 0, 0, loc).AddDate(0, 0, 1)
return from, to
}
// DayWindow — today, in now's location.
func DayWindow(now time.Time) (from, to time.Time) {
loc := now.Location()
from = time.Date(now.Year(), now.Month(), now.Day(), 0, 0, 0, 0, loc)
return from, from.AddDate(0, 0, 1)
}
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package zenmoney
import (
"context"
"encoding/json"
"net/http"
"net/http/httptest"
"os"
"strings"
"testing"
"time"
)
// fixtureServer replays testdata/diff.json and records the request, so the
// tests can assert the wire contract (Bearer token, POST, /v8/diff/) without a
// ZenMoney account.
func fixtureServer(t *testing.T, got *diffRequest, auth *string) *httptest.Server {
t.Helper()
body, err := os.ReadFile("testdata/diff.json")
if err != nil {
t.Fatal(err)
}
return httptest.NewServer(http.HandlerFunc(func(w http.ResponseWriter, r *http.Request) {
if r.Method != http.MethodPost {
t.Errorf("method = %s, want POST", r.Method)
}
if r.URL.Path != "/v8/diff/" {
t.Errorf("path = %s, want /v8/diff/", r.URL.Path)
}
if auth != nil {
*auth = r.Header.Get("Authorization")
}
if got != nil {
if err := json.NewDecoder(r.Body).Decode(got); err != nil {
t.Errorf("decode request: %v", err)
}
}
w.Header().Set("Content-Type", "application/json")
w.Write(body)
}))
}
func aug(day int) time.Time { return time.Date(2026, 8, day, 0, 0, 0, 0, time.UTC) }
func TestSinceSumsSpendingPerCurrency(t *testing.T) {
var req diffRequest
var auth string
srv := fixtureServer(t, &req, &auth)
defer srv.Close()
c, err := New("tok", srv.URL, time.Second)
if err != nil {
t.Fatal(err)
}
s, err := c.Since(context.Background(), aug(1), aug(6))
if err != nil {
t.Fatal(err)
}
if auth != "Bearer tok" {
t.Errorf("Authorization = %q", auth)
}
if req.ServerTimestamp != aug(1).Unix() {
t.Errorf("serverTimestamp = %d, want the window start", req.ServerTimestamp)
}
// 1500 + 249.5 RUB spent, 12 EUR spent, 3000 RUB in. The transfer (t4), the
// deleted row (t6) and July's salary (t3) are all excluded.
want := map[string]float64{"RUB": 1749.5, "EUR": 12}
if len(s.Spent) != 2 {
t.Fatalf("spent = %+v, want two currencies", s.Spent)
}
for _, m := range s.Spent {
if want[m.Currency] != m.Amount {
t.Errorf("spent %s = %v, want %v", m.Currency, m.Amount, want[m.Currency])
}
}
if len(s.Earned) != 1 || s.Earned[0].Amount != 3000 || s.Earned[0].Currency != "RUB" {
t.Errorf("earned = %+v, want 3000 RUB (July's salary is outside the window)", s.Earned)
}
if s.Count != 4 {
t.Errorf("count = %d, want 4 counted transactions", s.Count)
}
// Largest first, so the fact value does not churn between polls.
if s.Spent[0].Currency != "RUB" {
t.Errorf("spent order = %+v, want the largest amount first", s.Spent)
}
}
// A window with nothing in it is NOT a zero. No transactions means no answer,
// and the caller must be able to tell the difference.
func TestSinceEmptyWindowIsNotAZero(t *testing.T) {
srv := fixtureServer(t, nil, nil)
defer srv.Close()
c, _ := New("tok", srv.URL, time.Second)
s, err := c.Since(context.Background(), time.Date(2026, 9, 1, 0, 0, 0, 0, time.UTC), time.Date(2026, 9, 30, 0, 0, 0, 0, time.UTC))
if err != nil {
t.Fatal(err)
}
if !s.Empty() {
t.Fatalf("summary = %+v, want empty", s)
}
if _, ok := s.Value(); ok {
t.Error("an empty summary must not produce a fact value")
}
}
func TestSinceReportsHTTPFailureWithoutTheBody(t *testing.T) {
srv := httptest.NewServer(http.HandlerFunc(func(w http.ResponseWriter, r *http.Request) {
http.Error(w, `{"account":"acc-card","secret":"leaky"}`, http.StatusUnauthorized)
}))
defer srv.Close()
c, _ := New("tok", srv.URL, time.Second)
_, err := c.Since(context.Background(), aug(1), aug(6))
if err == nil {
t.Fatal("want an error on 401")
}
if strings.Contains(err.Error(), "acc-card") || strings.Contains(err.Error(), "leaky") {
t.Errorf("error %q echoes the response body — it reaches the log", err)
}
}
func TestNewRequiresAToken(t *testing.T) {
if _, err := New(" ", "", 0); err == nil {
t.Error("want an error for an empty token — the capability is off unless configured")
}
}
func TestMonthAndDayWindows(t *testing.T) {
now := time.Date(2026, 8, 15, 21, 30, 0, 0, time.UTC)
from, to := MonthWindow(now)
if from != time.Date(2026, 8, 1, 0, 0, 0, 0, time.UTC) || to != time.Date(2026, 8, 16, 0, 0, 0, 0, time.UTC) {
t.Errorf("month window = %v..%v", from, to)
}
from, to = DayWindow(now)
if from != time.Date(2026, 8, 15, 0, 0, 0, 0, time.UTC) || to != time.Date(2026, 8, 16, 0, 0, 0, 0, time.UTC) {
t.Errorf("day window = %v..%v", from, to)
}
}
func TestFactValueRoundTripAndFormat(t *testing.T) {
s := Summary{Spent: []Money{{"RUB", 1749.5}}, Earned: []Money{{"RUB", 3000}}, Count: 3}
raw, ok := s.Value()
if !ok {
t.Fatal("want a fact value")
}
v, err := ParseFactValue(raw)
if err != nil {
t.Fatal(err)
}
got := v.FormatRU("в этом месяце")
if !strings.Contains(got, "1749.5 RUB") || !strings.Contains(got, "3000 RUB") {
t.Errorf("reply = %q, want the exact figures", got)
}
// Persona: informal, feminine, no commentary on his spending.
for _, bad := range []string{"вы", "ваш", "милый", "дорогой", "рад ", "слишком", "много"} {
if strings.Contains(got, bad) {
t.Errorf("reply %q contains %q", got, bad)
}
}
if strings.Contains(got, "он ") {
t.Errorf("reply %q talks about him in the third person", got)
}
}
// An empty fact value renders to nothing, so a caller cannot accidentally
// speak a zero.
func TestFormatRUEmptyRendersNothing(t *testing.T) {
if got := (FactValue{}).FormatRU("сегодня"); got != "" {
t.Errorf("reply = %q, want empty", got)
}
}
func TestFormatAmountKeepsTheTruth(t *testing.T) {
for in, want := range map[float64]string{1500: "1500", 249.5: "249.5", 0.99: "0.99", 1749.55: "1749.55"} {
if got := formatAmount(in); got != want {
t.Errorf("formatAmount(%v) = %q, want %q", in, got, want)
}
}
}
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package zenmoney
import (
"encoding/json"
"fmt"
"strings"
"time"
)
// Fact keys the poller writes, all under source "poll:zenmoney". Two windows,
// because they are the two questions he actually asks; a per-category
// breakdown would mean storing what he bought, and the store is not a ledger.
const (
KeySpentToday = "money_today"
KeySpentMonth = "money_month"
)
// Source — the provenance every money fact carries. The loop's rules trust
// source, and nothing in Maven has a rule on these keys: they are read when he
// asks, never a reason to speak. Maven is not a nag, least of all about money.
const Source = "poll:zenmoney"
// FactValue — the JSON stored in a money fact. A wire shape of its own rather
// than the Summary struct so From/To (which carry a timezone and a clock) stay
// out of the store; the key already says which window it is.
type FactValue struct {
Spent []Money `json:"spent"`
Earned []Money `json:"earned"`
Count int `json:"count"`
}
// Value encodes the summary for the facts table. Returns ok=false for an empty
// summary: no transactions read means no fact written, so that a failed or
// empty poll can never be recited back to him as a zero.
func (s Summary) Value() (string, bool) {
if s.Empty() {
return "", false
}
b, err := json.Marshal(FactValue{Spent: s.Spent, Earned: s.Earned, Count: s.Count})
if err != nil {
return "", false
}
return string(b), true
}
// ParseFactValue decodes a stored money fact.
func ParseFactValue(raw string) (FactValue, error) {
var v FactValue
if err := json.Unmarshal([]byte(raw), &v); err != nil {
return FactValue{}, err
}
return v, nil
}
// FormatRU renders a money fact the way Maven says it — feminine, informal,
// and only about numbers that came from ZenMoney. window is the Russian phrase
// for the period ("сегодня", "в этом месяце").
//
// No commentary. She reports the figure and stops: an opinion about his
// spending is exactly the nagging Maven is not for.
func (v FactValue) FormatRU(window string) string {
if v.Count == 0 {
return ""
}
var parts []string
if len(v.Spent) > 0 {
parts = append(parts, "потратил "+joinMoney(v.Spent))
}
if len(v.Earned) > 0 {
parts = append(parts, "получил "+joinMoney(v.Earned))
}
if len(parts) == 0 {
return ""
}
return window + " ты " + strings.Join(parts, ", ") + "."
}
func joinMoney(ms []Money) string {
parts := make([]string, 0, len(ms))
for _, m := range ms {
parts = append(parts, fmt.Sprintf("%s %s", formatAmount(m.Amount), m.Currency))
}
return strings.Join(parts, " и ")
}
// formatAmount — whole units when the amount is whole, two decimals otherwise.
// Never rounded to something prettier than the truth.
func formatAmount(a float64) string {
if a == float64(int64(a)) {
return fmt.Sprintf("%d", int64(a))
}
return strings.TrimRight(strings.TrimRight(fmt.Sprintf("%.2f", a), "0"), ".")
}
// StaleAfter — how old a money fact may be and still be worth reciting. The
// poller is off unless configured and can be down; answering with last week's
// total as if it were today's would be a lie by omission, so a stale fact is
// reported as stale.
const StaleAfter = 26 * time.Hour
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{
"serverTimestamp": 1785312000,
"instrument": [
{"id": 2, "title": "Российский рубль", "shortTitle": "RUB", "symbol": "₽", "rate": 1},
{"id": 3, "title": "Евро", "shortTitle": "EUR", "symbol": "€", "rate": 100}
],
"account": [
{"id": "acc-card", "title": "карта", "instrument": 2},
{"id": "acc-cash", "title": "наличные", "instrument": 2},
{"id": "acc-eur", "title": "евро", "instrument": 3}
],
"transaction": [
{"id": "t1", "date": "2026-08-01", "changed": 1785300000, "income": 0, "outcome": 1500,
"incomeInstrument": 2, "outcomeInstrument": 2, "incomeAccount": "acc-card", "outcomeAccount": "acc-card",
"payee": "пятёрочка", "deleted": false},
{"id": "t2", "date": "2026-08-01", "changed": 1785300001, "income": 0, "outcome": 249.5,
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{"id": "t3", "date": "2026-07-20", "changed": 1785300002, "income": 120000, "outcome": 0,
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{"id": "t4", "date": "2026-08-02", "changed": 1785300003, "income": 5000, "outcome": 5000,
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{"id": "t5", "date": "2026-08-03", "changed": 1785300004, "income": 0, "outcome": 12,
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{"id": "t6", "date": "2026-08-04", "changed": 1785300005, "income": 0, "outcome": 999,
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{"id": "t7", "date": "2026-08-05", "changed": 1785300006, "income": 3000, "outcome": 0,
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]
}